Mobile money: Getting to scale in emerging markets

Mobile money is starting to fill the financial-services gap in emerging markets. Three critical success factors will help providers achieve scale.


3 Responses to “Innovating for a better city”

  1. Dylan Wiliam says:

    The market for rental textbooks right now is an artifact of the fact that digital purchases cannot be re-sold. If the first purchase doctrine were applied to digital works, then much of this analysis would be challenged. Currently, applying the first purchase doctrine to digital works is problematic, because it is assumed that such goods are non-rivalrous (i.e., that people can give away, and keep, the digital works they have bought). However, Amazon, and other publishers of digital works, have already managed to secure pretty good security for their works, in order to prevent copying. Ultimately, how all this plays out may depend on the Supreme Court.

  2. 11_11_8 says:

    The publishers & authors can collaborate to start a library like institution to let people read by paying a reasonable fee for every visit to the institution. Schools & educational institutions can also be geared in the scheme to let the students & general public take maximum advantage of this knowledge sharing a reality.

  3. jthomas09 says:

    Education is not about degrees; it is about learning. All knowledge and information should be free and available to anyone who wants it, anytime, anywhere in the world. You should be able to earn a degree at the public library or natural history museum. Free. But this is a good first step.

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